HotelDel DownTown Sunset

T.G.I.F. from Jennifer Ross -  Realtor
I am pleased to announce that I have a new website - And I'm giving away some great prizes to celebrate!
The new website includes:
  • Featured Listings of homes all across San Diego County
  • Tips on buying a home
  • Tips on selling your home
  • Email Newsletter page where you can subscribe to the newsletter or look through the archives
In the future, I will be adding more tools to the website to help meet your real estate needs, including a "Search San Diego Real Estate" option.  Please let me know what you think of the website, and what I can add to the website to make your life easier.
                              iPod Nano              Tom Tom GPS
I will be giving away some great prizes each month, including iPod Nanos, portable GPS's, restaurant gift cards, digital photo frames, and more!  All you need for a chance to win is to be a subscriber to this email newsletter. 
Be sure to check each week for the monthly prize giveaway.  The lucky winner will be announced each month.
Winter Olympics Trivia
  • There are fifteen displines in all at the Winter Games, most of them traditional like Alpine skiing, Biathlon, Winter OlympicsBobsled, Cross-country skiing, Curling, Ice hockey and Figure skating, and some of them relatively new to the games, like the Snowboard and Freestyle Skiing competitions.
  • The first Winter Olympic Games were held in Chamonix, France in 1924.
  • The most medals won by any athletes at the Winter Olympic Games is 12 by cross-country skier Bjorn Dählie of Norway. The most medals by an American athlete is six by speed skater Bonnie Blair.
  • The youngest athlete to win a gold medal at the Winter Games was 15-year-old American figure skater Tara Lipinski in Nagano 1998.
  • Norway has won the most number of medals at the Winter Games.
  • The oldest man to receive a Winter Olympics medal is 83-year-old Anders Haugen. The Norwegian-American actually received his ski jump bronze medal 50 years after he competed in 1924 when a scoring error was discovered in 1974.
Economic News  
The arrows continue to point higher for the U.S. economy. The Conference Board reported this week that its Index of Leading Economic Indicators rose 0.3 percent in January for the 10th consecutive month. The survey suggests that the economy will show evidence of recovery well into the spring and beyond.
A bit of positive news for the home construction industry: A report this week says that housing starts rose by 2.1 percent in January, more than expected. Even the news that building permits issued in the month fell by 4.9 percent was somewhat welcomed because most analysts had been expecting a bigger decline.
The beleaguered mortgage industry is showing signs of life. Following three years of job losses, employment in the mortgage community expanded last year. According to a report from, industry payrolls increased by a net 8,300 in 2009. That follows declines of 36,766 jobs in 2008 and 88,817 jobs in 2007.
A new Harris Poll finds Americans are still cutting back on small things to save money. Almost half of the people surveyed (45 percent) said they are brown bagging lunch instead of buying it. And, 34 percent said they have started refilling water bottles instead of purchasing new ones. The new miserly trend is also affecting personal grooming as 39 percent say they are going to the hairdresser or barber less often and one in five say they have cut back on the dry cleaning of their clothing.
Tips on Buying A Home
Many of the homes that are currently listed on the market are what are referred to as "short sales". 
A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan.
These sales are more complex than the average transactions, and often take longer to close.
For further details on short sales, click here.
Other tips and tricks for buying a home can be found here on my website.

This Day In History

February 19
1846 - In Austin, Texas the newly-formed Texas state government is officially installed. The Republic of Texas government officially transfers power to the State of Texas government following Texas' annexation by the United States.
1878 - The phonograph is patented by Thomas Edison.
1940 - Smokey Robinson, American singer, is born.
1942 - President Franklin Roosevelt issued an Executive Order that caused the forced internment of 110,000 Japanese Americans.
1945 - American troops successfully landed on Iwo Jima.
1963 - Betty Friedan's book, "The Feminine Mystique," was published, energizing the women's movement in the U.S.
Taxes and Selling Your Home
There are new tax rules in effect for 2009 for the exclusion on the gain of the sale of your principal residence.
Under present law, an individual may exclude from income up to $250,000 of gain ($500,000 on a joint return in most situations) realized on the sale or exchange of a principal residence.
In general, gain may only be excluded if, during the five-year period that ends on the date of sale or exchange of the residence, the individual owned and used the property as a principal residence for two years or more.
However, owners of more than one home should be aware of rules that begin in 2009. The new rule narrows the existing exclusion for owners of second homes. Home owners who own only one home are not affected at all by the new rules and may continue to exclude up to $500,000 or $250,000 in gain from the sale of their principal residence.
For further details, click here.
Other tips and tricks for selling your home can be found here on my website.
Website of the Week
Since 2003, the Fair and Accurate Credit Transactions Act has made it possible for individuals to obtain one free annual credit report from each of the three major credit reporting agencies per year. is the only site that provides them without strings attached.


Jennifer Ross

Experience Counts!
Over 21 years in
Real Estate sales
Serving all of San Diego
Office: 800.913.7677
Direct: 619.985.7340
Famous Quotes 
"Begin challenging your own assumptions. Your assumptions are your windows on the world. Scrub them off every once and a while, or the light won't come in."

Alan Alda - Actor, Writer and Director
 Funny Video!
As funny as it is, the results of this test can predict the future success, adjustment, happiness and even popularity of children!  The test is explained in further detail in this video.

 As always, feel free to give me a call 800-913-7677 with your real estate needs.  Coldwell Banker logoI appreciate your referrals!
- Jennifer