Greetings from Jennifer Ross - Realtor
Last Thursday's power outage was an eye opening experience! Not only did it make me realize how unprepared I was for a state of emergency, but I also witnessed something amazing with my friends and neighbors. Young and old were out walking, riding bikes, roasting marshmellows and visiting with one another.
Instead of watching TV, or immersed in computers or cell phones, people were forced to interact. It reminded me how life was when I grew up as a child! My brother spent the night playing cribbage by candlelight with his teenage son (not the norm). Another friend told me about all the neighbors meeting in one backyard and watching the kids play while adults enjoyed chatting over wine. I walked on the bay to the Catamaran Hotel, which was open and operating on a generator. The hotel was alive and buzzing with people eating under the moonlight and kids playing outside. Perhaps we should have "lights out" one day a month and get back to the basics. I believe we would all benefit!
|News & Views
The 30-year fixed-rate mortgage fell to 4.35 percent, the lowest rate it has reached since Bankrate.com started the weekly mortgage survey 26 years ago.
The pending home sales report from the National Association of Realtors showed home sales in the West were up 3.6 percent last month. "The market can easily move into a healthy expansion if mortgage underwriting standards return to normalcy." says Lawrence Yun, NAR chief economist.
|The Home Emergency Kit
You may need to survive on your own after an emergency. This means having your own food, water, and other supplies in sufficient quantity to last for at least three days. Local officials and relief workers will be on the scene after a disaster, but they cannot reach everyone immediately. You could get help in hours, or it might take days. In addition, basic services such as electricity, gas, water, sewage treatment, and telephones may be cut off for days, or even a week or longer.
Recommended Items to Include in a Basic Emergency Supply Kit:
- Water, one gallon of water per person per day for at least three days, for drinking and sanitation
- Food, at least a three-day supply of non-perishable food
- Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert and extra batteries for both
- Flashlight and extra batteries
- First aid kit
- Whistle to signal for help
- Dust mask, to help filter contaminated air and plastic sheeting and duct tape to shelter-in-place
- Moist towelettes, garbage bags and plastic ties for personal sanitation
- Wrench or pliers to turn off utilities
- Can opener for food (if kit contains canned food)
- Local maps
- Cell phone with chargers, inverter or solar charger
Additional Items to Consider Adding to an Emergency Supply Kit:
- Prescription medications and glasses
- Infant formula and diapers
- Pet food and extra water for your pet
- Cash or traveler's checks and change
- Important family documents such as copies of insurance policies, identification and bank account records in a waterproof, portable container. You can use the Emergency Financial First Aid Kit (EFFAK) - PDF, 277Kb) developed by Operation Hope, FEMA and Citizen Corps to help you organize your information.
- Emergency reference material such as a first aid book or information from www.ready.gov.
- Sleeping bag or warm blanket for each person. Consider additional bedding if you live in a cold-weather climate.
- Complete change of clothing including a long sleeved shirt, long pants and sturdy shoes. Consider additional clothing if you live in a cold-weather climate.
- Household chlorine bleach and medicine dropper - When diluted nine parts water to one part bleach, bleach can be used as a disinfectant. Or in an emergency, you can use it to treat water by using 16 drops of regular household liquid bleach per gallon of water. Do not use scented, color safe or bleaches with added cleaners.
- Fire Extinguisher
- Matches in a waterproof container
- Feminine supplies and personal hygiene items
- Mess kits, paper cups, plates and plastic utensils, paper towels
- Paper and pencil
- Books, games, puzzles or other activities for children.
Courtesy of Ready.gov
Video of the Week
Air Swimmers Flying Shark
This is a very popular video of remote controlled flying fish! Be sure to watch until the kitty gets surprised.
I live by this credo: Have a little laugh at life and look around you for happiness instead of sadness. Laughter has always brought me out of unhappy situations. Even in your darkest moment, you usually can find something to laugh about if you try hard enough.
As always, feel free to give me a call 800-913-7677 with your real estate needs. I appreciate your referrals.
Over 22 years in
Real Estate sales
Serving all of San Diego
Current Mortage Rates
(BankRate.com weekly avg)
30 yr fixed: 4.35%
15 yr fixed: 3.48%
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