Jennifer Ross -
Each July I look forward to
the San Diego Symphony Summer Pops held in the
Embarcadero Marina Park downtown. Last Saturday
night six of us headed out with picnic baskets,
lawn chairs and blankets in hand. We were
entertained by the "Kool and the Gang" and the
symphony. Conductor Matthew Garbutt is energetic
and lively - even your kids won't fall asleep with
this guy conducting! Each concert ends with
fireworks over the harbor. Grass seats (much
more comfy with jeans and tennies) are only $17 a
ticket. One more fun outing that America's
Finest City has to offer!.
THE WINNER OF THIS MONTH'S
Mike and Nancy Chase!
Mike and Nancy have
won a $50 restaurant gift card -
drawing will be in a few
How to Keep Your Home Safe For
How homeowners can deter break-ins
while away on vacation
If you are getting ready for your vacation,
you may be asking what you can to do deter home
break-ins while on vacation this summer. The
greatest numbers of home burglaries occur during
July and August, according to insurance industry
statistics. Homes are burglarized about every 15
seconds and a homeowner loses an average of nearly
$2,000 in possessions and damages, according to
the Department of Justice.
More than 2.1 million burglaries take place
annually, with more than 65 percent being home
break-ins, according to a national insurance
industry group. "Residential homeowners and
renters can deter the opportunistic home burglar
by taking security precautions during summer
months when they travel on vacation," according to
David Womble, homeowner claims group manager for
the Automobile Club of Southern California.
Top tips to help prevent home
- Never announce your vacation plans on
Facebook, MySpace or Twitter.
- Lock all doors and windows before you leave.
Use deadbolts, dowels, locking pins in sliding
glass doors and windows to keep them from being
pried open. Slowing down a would-be burglar will
likely make them seek another home that's easier
to break into.
- If possible, install a monitored alarm
system in your home. You may be eligible for a
discount on your insurance premium after the
system is installed. Make sure your home
insurance is up to date and provides adequate
coverage if you own luxury goods, expensive
jewelry and electronics. Check to see if you
need an additional rider or floater insurance
policy for those items from your Auto Club or
other insurance representative.
- Keep the exterior of your home and yard well
lit with low-wattage outdoor lighting.
- Close and lock the garage door. Side garage
doors should be solid, without any glass and
equipped with a strong deadbolt.
- Don't advertise that you're going out of
town. Stop all deliveries, mail and newspapers,
or ask a trustworthy neighbor or friend to pick
them up for you. Don't let mail, including bank
statements and credit card offers, sit in the
mailbox to advertise you're away and tempt a
thief to steal your identity.
- Use automatic timers with inside lamps and a
radio. Set them to come on at random times.
- Remove spare keys from outside your home,
especially near the front door or under a
- Trim bushes in front of entrances, including
windows. This eliminates a burglar's ability to
hide while breaking in.
- Keep some blinds up and curtains open to
keep up normal appearances. Put away personal
documents, and place critical documents in a
safety deposit box or leave them with a
relative. Hide expensive jewelry or place in a
safety deposit box at your bank.
- If you've just moved into your home, change
the front door lock.
- Many thefts are perpetrated by individuals
who may have access to your home. If possible,
conduct background checks and closely monitor
those who may be working inside your
Neighborhood Watch programs are great
deterrents. If your neighborhood doesn't have one,
volunteer to start one with your local police
department before leaving town or ask a
trustworthy neighbor to keep an eye on your home
while you're away.
News and Views: Foreign Buyers Pay
Cash 55% of the Time...
Interest in U.S. homes increases from
buyers are increasingly interested in U.S. homes,
according to a survey released Thursday by the
National Association of Realtors.
period covered by the survey, international buyers
purchased $66 billion of U.S. property, or 7
percent of the residential market.
Galuppo, residential real estate director at the
Burnham-Moores Center for Real Estate at the
University of San Diego, said international home
sales in San Diego County are highly attractive,
and a strong subset of the residential
"International investors are going,
'you have a marketplace with a wonderful
community, with a strong economic base that's
continuing to grow, and is creating jobs
currently. College kids are still coming here and
deciding they don't want to leave.' That's still
happening. But, we aren't building. There's a huge
demand and a constricted supply. If an investor
knows only those few things, then it is very
appealing to them."
While buyers from Canada
remain the largest group of the international
market for the third consecutive year, buyers from
Mexico now represent the second largest group,
passing those from the United Kingdom, who have
declined in consecutive years.
buyers also tend to participate on the upper end
of the market, likely because so many are
purchasing a second home.
aren't going to be affected by the peso, or
another currency, being down as much as
working-class buyers are. Wealthy buyers will buy
anything, anywhere, anytime," Rath said.
NAR survey found that foreign buyers pay cash 55
percent of the time, while 92 percent of U.S.
buyers finance their homes with a mortgage.
Mortgage interest rates continue to drop to
record levels. Freddie Mac reported last Thursday
that the average rate on a 30-year fixed rate loan
fell to 4.57 percent and the one-year adjustable
rate hit 3.75 percent. People are taking advantage
of the low rates as the Mortgage Bankers
Association reported earlier in the week that
applications for refinance and purchase loans
increased across the
Are your car mirrors adjusted
Ben Eytalis of AutoFocus shows the wrong and
the right way to adjust your car's rear and side
view mirrors to eliminate blindspots. You'd be
suprised...your mirrors are probably adjusted
incorrectly. After I adjusted my mirrors, I
avoided at least one close call or
Lexophiles (Lovers of Words)
A bicycle can't stand alone; it is two
A will is a dead giveaway.
Time flies like an arrow; fruit flies like a
A backward poet writes inverse.
When a clock is hungry it goes back four
A chicken crossing the road: poultry in
|As always, feel free to give me
a call 800-913-7677 with your real estate
needs. I appreciate your
Over 21 years in
Serving all of San Diego
30 yr fixed: 4.74%
15 yr fixed: 4.22%
|Join My Mailing List