HotelDel DownTown Sunset

Greetings from Jennifer Ross -  Realtor
Summer PopsEach July I look forward to the San Diego Symphony Summer Pops held in the Embarcadero Marina Park downtown. Last Saturday night six of us headed out with picnic baskets, lawn chairs and blankets in hand.  We were entertained by the "Kool and the Gang" and the symphony. Conductor Matthew Garbutt is energetic and lively - even your kids won't fall asleep with this guy conducting! Each concert ends with fireworks over the harbor.  Grass seats (much more comfy with jeans and tennies) are only $17 a ticket.  One more fun outing that America's Finest City has to offer!.
Mike and Nancy Chase! 

Mike and Nancy have won a $50 restaurant gift card - congratulations! 
The next drawing will be in a few weeks..
How to Keep Your Home Safe For Summer Travel
How homeowners can deter break-ins while away on vacation
If you are getting ready for your vacation, you may be asking what you can to do deter home break-ins while on vacation this summer. The greatest numbers of home burglaries occur during July and August, according to insurance industry statistics. Homes are burglarized about every 15 seconds and a homeowner loses an average of nearly $2,000 in possessions and damages, according to the Department of Justice.
More than 2.1 million burglaries take place annually, with more than 65 percent being home break-ins, according to a national insurance industry group. "Residential homeowners and renters can deter the opportunistic home burglar by taking security precautions during summer months when they travel on vacation," according to David Womble, homeowner claims group manager for the Automobile Club of Southern California.
Top tips to help prevent home burglaries are:
  • Never announce your vacation plans on Facebook, MySpace or Twitter.
  • Lock all doors and windows before you leave. Use deadbolts, dowels, locking pins in sliding glass doors and windows to keep them from being pried open. Slowing down a would-be burglar will likely make them seek another home that's easier to break into.
  • If possible, install a monitored alarm system in your home. You may be eligible for a discount on your insurance premium after the system is installed. Make sure your home insurance is up to date and provides adequate coverage if you own luxury goods, expensive jewelry and electronics. Check to see if you need an additional rider or floater insurance policy for those items from your Auto Club or other insurance representative.
  • Keep the exterior of your home and yard well lit with low-wattage outdoor lighting.
  • Close and lock the garage door. Side garage doors should be solid, without any glass and equipped with a strong deadbolt.
  • Don't advertise that you're going out of town. Stop all deliveries, mail and newspapers, or ask a trustworthy neighbor or friend to pick them up for you. Don't let mail, including bank statements and credit card offers, sit in the mailbox to advertise you're away and tempt a thief to steal your identity.
  • Use automatic timers with inside lamps and a radio. Set them to come on at random times.
  • Remove spare keys from outside your home, especially near the front door or under a welcome mat.
  • Trim bushes in front of entrances, including windows. This eliminates a burglar's ability to hide while breaking in.
  • Keep some blinds up and curtains open to keep up normal appearances. Put away personal documents, and place critical documents in a safety deposit box or leave them with a relative. Hide expensive jewelry or place in a safety deposit box at your bank.
  • If you've just moved into your home, change the front door lock.
  • Many thefts are perpetrated by individuals who may have access to your home. If possible, conduct background checks and closely monitor those who may be working inside your residence.
Neighborhood Watch programs are great deterrents. If your neighborhood doesn't have one, volunteer to start one with your local police department before leaving town or ask a trustworthy neighbor to keep an eye on your home while you're away.
Courtesy of AAA
News and Views: Foreign Buyers Pay Cash 55% of the Time...  
Interest in U.S. homes increases from international buyers
International buyers are increasingly interested in U.S. homes, according to a survey released Thursday by the National Association of Realtors.
During the period covered by the survey, international buyers purchased $66 billion of U.S. property, or 7 percent of the residential market.
Louis Galuppo, residential real estate director at the Burnham-Moores Center for Real Estate at the University of San Diego, said international home sales in San Diego County are highly attractive, and a strong subset of the residential market.
"International investors are going, 'you have a marketplace with a wonderful community, with a strong economic base that's continuing to grow, and is creating jobs currently. College kids are still coming here and deciding they don't want to leave.' That's still happening. But, we aren't building. There's a huge demand and a constricted supply. If an investor knows only those few things, then it is very appealing to them."
While buyers from Canada remain the largest group of the international market for the third consecutive year, buyers from Mexico now represent the second largest group, passing those from the United Kingdom, who have declined in consecutive years.
International buyers also tend to participate on the upper end of the market, likely because so many are purchasing a second home.
"Wealthy buyers aren't going to be affected by the peso, or another currency, being down as much as working-class buyers are. Wealthy buyers will buy anything, anywhere, anytime," Rath said.
The NAR survey found that foreign buyers pay cash 55 percent of the time, while 92 percent of U.S. buyers finance their homes with a mortgage.
Mortgage interest rates continue to drop to record levels. Freddie Mac reported last Thursday that the average rate on a 30-year fixed rate loan fell to 4.57 percent and the one-year adjustable rate hit 3.75 percent. People are taking advantage of the low rates as the Mortgage Bankers Association reported earlier in the week that applications for refinance and purchase loans increased across the board.
Safety Tip Video
Car MirrorsAre your car mirrors adjusted correctly?
Ben Eytalis of AutoFocus shows the wrong and the right way to adjust your car's rear and side view mirrors to eliminate blindspots. You'd be suprised...your mirrors are probably adjusted incorrectly.  After I adjusted my mirrors, I avoided at least one close call or accident!
For Lexophiles (Lovers of Words)
A bicycle can't stand alone; it is two tired.
A will is a dead giveaway.
Time flies like an arrow; fruit flies like a banana.
A backward poet writes inverse.
When a clock is hungry it goes back four seconds.
A chicken crossing the road: poultry in motion.
As always, feel free to give me a call 800-913-7677 with your real estate needs.  I appreciate your referrals.

Acedemic Earth 

Jennifer Ross

Experience Counts!
Over 21 years in
Real Estate sales
Serving all of San Diego
Office: 800.913.7677
Direct: 619.985.7340

Current Mortage Rates

 ( weekly avg)
 30 yr fixed: 4.74%
15 yr fixed: 4.22%

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