HotelDel DownTown Sunset

Greetings from Jennifer Ross -  Realtor
 
Have you ever heard of Rocky's?  It's my pick of BEST BURGER in San Diego!
 
'Rocky's Crown Pub' is a fun, very casual neighborhood beach bar located at 3786 Ingraham St. on Crown Point.  Always busy but patrons share their tables in the true pub style. The menu is limited (little burger, big burger)  and it's usually 20 minutes to produce the tasty morsel... but well worth the wait!  I usually have the 1/3 lb. burger with grilled onions (you guys, they also offer a 1/2 lb. burger).  With a basket of fries that you can share and a 'Rocky's Pale Ale Beer' its about $12 out the door - NUMMMMYYYY.
News And Views  
 
Existing home sales jumped 6.8% in March, with home buyers racing to get a tax credit that expires in April, according to a real estate industry report released last week.
The National Association of Realtors reported that existing home sales rose last month to a seasonally adjusted annual rate of 5.35 million units. Sales year-over-year were up 16.1%.
Home resales have been above year-ago levels for nine straight months, according to the report.
"Adding to the increase in sales for March is the looming deadline of the government's home buyer tax credit," Walters said.
First-time home buyers can qualify for a tax credit of up to $8,000, while those who are trading up could get as much as $6,500. In either case, buyers must sign contracts by the end of April and close the deal before July 1 in order to get the credit.
Sales in the West gained 6.6% to 1.3 million.
*****
Looking for more evidence of an economic rebound? Well, consider the quarterly earnings report from American Express. It reported big gains in revenues, earnings and profits. But, of prime interest was the fact that "Cardmember spending was up 16 percent, rebounding strongly from the recessionary lows of last year," according to CEO Kenneth Chenault. It is becoming increasingly clear that the first quarter of 2009 saw the economy on the brink of disaster and that company after company continues to report dramatic improvements since then. Welcome to the world of economic cycles. By the way, AXP also reported a decline in card delinquencies.
What Is A Home Warranty Plan?  
 
What is Covered Under Home Protection Plans?
The last thing a home buyer wants to worry about after closing is what could possibly break or malfunction in their new home. Since that can cover a multitude of items and systems, for peace of mind, it's a good idea to get a home protection plan. It's especially a good idea to obtain a home warranty if you're a first-time home buyer with no experience maintaining a home.
 
Who Pays for the Home Warranty?
Now, whether the seller pays for the home protection plan and home warranty coverage or whether the buyer pays for it, will depend on your local customs. It varies. In many locales, it's normal for a seller to pay for the coverage because it's a seller benefit. Why? Because then the buyer won't be calling the seller after closing if something breaks.
 
How Much does a Home Warranty Cost?
They are fairly inexpensive, typically ranging from $250 to $400, depending on coverage. Home warranty companies sometimes run special sales and either discount policy prices or offer additional coverage for the same price. The policies are prepaid for a year in advance, at which time they expire or can be renewed.
 
How Do They Work?
Although specific plans provide for specific types of coverage, most operate the same way.
  • If a home system or appliance breaks or stops working, the home owner calls the home warranty company.
  • The home warranty company calls a provider with which it has a business arrangement.
  • The specific provider calls the home owner to make an appointment.
  • The provider fixes the problem. If an appliance is malfunctioning and cannot be repaired, depending on contract coverage, the home warranty company will pay to replace and install the appliance.
  • The home owner pays a small trade service fee (less than $100).
Types of Coverage
Because all plans differ, you will want to ask specifically what is covered. Ask your real estate agent if upgrades are available. Pay close attention to whether the home warranty company will pay for repairs to make certain types of systems or appliances compliant with new regulations.
 
What is Not Covered?
Outdoor items such as sprinklers
Faucet repairs are not covered under all plans
Not all plans pay for refrigerators, washers & dryers or garage dooropeners
Spa or pools, unless specific coverage requested
Permit fees
Haul aways
 
What Can Cause Denial of Payment?
Improper maintenance
Code violations
Unusual wear and tear
Improper installation
General Coverage
Air conditioning
Dishwashers
Doorbells
Furnace / heating
ater heater
Ductwork
Garbage disposal
Inside plumbing stoppages
Ceiling fans
Electrical systems
Range and oven
Telephone wiring
 
Because coverages vary from state to state and from policy to policy, ask to see a sample copy of a policy before you commit.
 
Courtesy of About.com
Famous Quotes 
 
"Logic will get you from A to B. Imagination will take you everywhere."
 Albert Einstein
Funny One Liners
 
I don't want buns of steel. I want buns of cinnamon. Ellen DeGeneres
 
All I ask is a chance to prove money can't make me happy. Spike Milligan
 
Birthdays are good for you - the more you have the longer you live. Anonymous
 
God sneezed. I didn't know what to say to him! Henny Youngman
As always, feel free to give me a call 800-913-7677 with your real estate needs.  I appreciate your referrals. 

 
Signature

Jenn

Jennifer Ross

 
Experience Counts!
Over 21 years in
Real Estate sales
Serving all of San Diego
 
Office: 800.913.7677
Direct: 619.985.7340
JennRossRealtor@gmail.com
 
 

Current Mortage Rates

 (BankRate.com weekly avg)
 30 yr fixed: 5.22%
15 yr fixed: 4.55%
 

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